Most people carry some sort of debt – a mortgage, line of credit, or some other debt. To leave your loved ones with one income they typically would not be able to handle the debt payments and would be left in a very difficult position.

Mortgage insurance works by providing a fixed amount of insurance at a fixed price for a specific term (typically matching the term of your debt). This mortgage insurance is very different from what the bank will sell you. The insurance that often is built into your mortgage decreases over time, is often expensive, and is not underwritten until after you have made a claim. It is not actually insurance! At Forest City Life we can help you get true mortgage insurance that will be guaranteed to ensure your families debt will be taken care of.